Automotive Repair & Body shops are a profitable class of business for most insurance companies, but finding an agent that understand the policy is not as common as you may think. Due to the profitability of this class of business, many insurance carriers jump into the game (hoping to gain market share with a low price) but our agency has found glaring differences between the coverage offered. Some agents leave out critical coverage not on purpose, but because they don’t know the difference. The old adage, “you pay for what you get” is very true with this niche and choosing the right agent is paramount.
As a specialist in this market niche, our agency is continually reviewing new policies to ensure the customer has proper coverage at a competitive price.
Have you ever wondered:
If I sell a few cars throughout the year, am I covered? * Are my mechanics tools covered? How about their tool chests?
Does my policy limit the distance a mechanic can take a car for a test drive?
Are my customers vehicles covered in the event of a flood? What about my building?
Am I responsible for a customers vehicle while left on my lot after 5 days?
If my mechanic makes an error while servicing a vehicle, am I covered?
Does our office have coverage in the event our computers are hacked and the customers personal information is compromised?
Are my signs covered for lightening strike (act of god)?
What is the best practice for providing loaner vehicles?
Will my policy be compromised if I conduct towing?
Have you ever questioned:
Why are my service writers being charged differently than my office staff?
Why is this bogus claim being settled rather than challenged and/or fought?
Why does my agent show up once a year and always 1 day before the renewal?
Is my representative working for the insurance company or on my behalf?
Why are my rates going up when I haven’t had any claims?
The value of working with Moheyer Insurance Advisors is simple – we speak your language and know your industry, we serve the customer first, we don’t make excuses, and we treat our customers like immediate family.
Although it may seem simple, these principals are what separates our agency from the competitors.